Fill Out DD Form 3120 in 2026

Confirm your GTCC card duties, from paying charges on time to reporting a lost or stolen card, then sign where allowed and download your copy.

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How to fill out a DD Form 3120

Follow the steps below and you'll finish with confidence.

1

Open the form

Access the pre-loaded DD Form 3120 PDF in our editor, no upload needed.

2

Fill in your details

Enter your cardholder name and check each Statement of Understanding item.

3

Download as PDF

Save your completed DD Form 3120 download as a signed PDF, ready to use.

What is a DD Form 3120?

DD Form 3120 is the DoD Government Travel Charge Card (GTCC) Statement of Understanding. Military members and civilian employees sign it before they receive a GTCC, which they must use to pay for authorized travel costs like lodging, meals, and airfare. Signing this form confirms the cardholder understands their duties, including paying the bill on time and following travel rules. This step protects both the employee and government funds from misuse.

Key Takeaways

  • DD Form 3120 covers GTCC cardholder duties
  • Sign it before receiving a travel card
  • Details GTCC rules for lodging and meals

What is a DD Form 3120 used for?

This document sets the rules for using a Government Travel Charge Card (GTCC) on official DoD travel. Signing the DD Form 3120 Statement of Understanding confirms you agree to:

  • Use the card for all authorized travel expenses, including meals, unless you have an exemption
  • File your travel voucher within five days of returning from travel
  • Pay all undisputed charges by the due date
  • Report a lost, stolen, or compromised card to the vendor or APC right away
  • Complete required training and renew the statement periodically

What information is required on a DD Form 3120?

  • Applicant or Cardholder Name

    Enter your full name as the person responsible for the GTCC account.

  • Card Receipt and PIN Setup Acknowledgment

    Check the box confirming you received your GTCC and set up your PIN.

  • Tax Exemption Acknowledgment

    Check the box confirming you will get state tax exemption details before traveling.

  • Authorized Use Acknowledgment

    Check the box confirming the card is only for your official or authorized PCS travel expenses.

  • Payment and Dispute Acknowledgment

    Check the box confirming disputes must be filed within 60 days or the charge gets paid.

  • ATM Credit Balance Acknowledgment

    Check the box confirming you cannot withdraw a credit balance refund from an ATM.

  • Misuse Consequence Acknowledgment

    Check the box confirming misuse of the card may lead to administrative or disciplinary action.

  • APC Name and Phone Number

    Enter your Agency Program Coordinator's name and phone number for account contact.

When is a DD Form 3120 due?

There's no fixed calendar date. You must sign a new DD Form 3120 when you arrive at a new duty assignment, before your travel card is issued or used, and again every three years along with your GTCC refresher training. Timing depends on your assignment and card renewal cycle, not a set date.

Complete your DD Form 3120 now

Open the DD Form 3120 statement of understanding here, fill in each field, then download your completed copy.

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When is a DD Form 3120 not required?

You only need a new statement when you arrive at a new duty assignment or when three years have passed since your last one. Outside those triggers, no fresh DD Form 3120 is due. Note that an approved exemption from carrying the GTCC itself doesn't remove the requirement to complete the statement of understanding when a new card is issued.

What does a DD Form 3120 form look like

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Frequently asked questions

Beyond the cardholder, the supervisor or Approving Official (APC) must sign and date the form in the block provided for that purpose. This second signature confirms that both the cardholder and the approving official understand the rules tied to the Government Travel Charge Card and accept their part in the process.

Guidance on this point varies by source, so check with your local travel or finance office before you submit the form. Some components accept an electronic signature, while others still expect a wet signature on a printed copy. TheBestPDF lets you add an electronic signature by drawing it, typing it, or uploading an image, but confirm with your Approving Official which format your Component requires before you rely on it.

Official DoD sources do not spell out a specific penalty for refusing to sign, but the form must be completed and signed before a cardholder can receive a Government Travel Charge Card. In practice, refusing to sign would likely delay or block card issuance. Ask your Approving Official or check your component's travel policy for the exact outcome.
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